Which budgeting method best represents the way you manage money?

50/30/20 Rule —I budget 50% of my income for needs, 30% for wants, and 20% for savings or debt repayment.

75/15/10 Rule —I budget 75% of my income for spending, 15% for long-term investing and 10% for short-term savings and goals.

Zero-Based Budgeting —I assign every dollar a job so that income minus expenses equals zero.

Envelope/Cash Stuffing Method —I use physical or digital "envelopes" to separate spending categories.

Reverse Budgeting (Pay Yourself First) —I set aside savings/investments first, then budget what's left.

No Specific Method —I track my spending but don't follow a formal budgeting method.